Players in Darkfall dressing up lower quality armor to protect them to better survive in the game

Want to better survive in Darkfall which is a world full of brutal things? Players in Darkfall should be very careful with the surrounding environment, since enemies hide behind every bush and lurk around every corner. As far as I know, I as a rich experienced player, players can better survive in Darkfall by taking efficient measures.
Only carry what you can afford to lose. Usually, players would like to carry a lot of stuff with them, because they believe this can protected them well; however this is not always in the case. Armor for example, it is good to dress up in full plate as soon as you can afford, but lower quality armor can offers similar protection at a fraction of the cost.